Trustfolio
Who we are
Trustfolio is a ‘debt-tech’ firm founded by some the brightest and best leaders from across the consumer credit, debt advice, collections, insolvency,
and fintech sectors. We are uniquely placed to bring a deep understanding of the full lifecycle of personal debt from our different perspectives driven
by a shared belief that tech should empower rather than replace those working in the sector for the ultimate good of the consumer-in-debt.
Trustfolio acquired TIPTrust (formerly The Insolvency Panel) in January 2022, bringing its industry
leading Debt Adviser Support Portal into our
suite of solutions, along with well-established data transfer software company Asperitas Technologies.
Social value
We are a commercial company with a social purpose. Trustfolio’s solutions are ultimately designed to improve outcomes for the consumer-in-debt and our social value credentials are passed on to our clients when they use our platforms. Having previously provided free access to client credit files through our Debt Adviser Support Portal, we continue to work to ensure that we can support debt advisers in saving time and money, giving them instant access to the most comprehensive data for the lowest cost possible. Likewise, our public sector creditor clients benefit from not only increased efficiencies but improved ability to identify and implement the best debt solutions for the benefit of all.
Our people
Steve Coppard
Head of Public Sector
Steve is the former Head of the Government Debt Management Function, having spent over 20 years working on debt in HMRC and the Cabinet Office.
He went on to gain private sector experience before setting up his own consultancy, working with global clients as far away as New Zealand and Australia.
Mel Bath
Opertions Manager - Advice Sector
Mel has 17 years experience working in the free debt sector. Initially starting out as a front-line debt advisor Mel has worked under several different funded contracts. During her time as an adviser Mel obtained her MIMA Certification and her DRO Approved Intermediary status. Mel then moved to 2nd Tier Services helping debt advisers deal with their complex casework.
Peter Wallwork
Non-Executive Director
Peter was formerly chief executive of Credit Services Association, the UK trade body for the collections and debt purchase sector, and is a long-standing Board member of the Money Advice Liaison Group (MALG). He is also a Non-Executive Director of Arvato Financial Solutions.
